Implementation of SEPA directives imposed by European Union

A Dutch financial institution offering banking and insurance services with its varied ICT environments. European Union introduced a payment-integration initiative for simplification of Euro bank transfers.


Programme Manager: SEPA (Single European Payments Area) Implementation as per standards, procedures and infrastructure defined by European Union.

Stakeholders: Bank’s management, Director IT development, DNB.


Implementation of SEPA directives, Credit Transfers and Direct Debit, in the Bank’s supply chains by incorporating required SEPA functionalities in the core banking systems and front-end applications. Insist on use of SCRUM method for development projects. Define and change processes related to SEPA and implement them in the operational organization.


SEPA directives were implemented in-time before the deadlines set by European Union. It enabled customers to make cashless euro payments to anyone located anywhere in the area, using a single bank account and a single set of payment instruments.